Homeschool Grants and Funding in Delaware: What's Available and What Isn't

The first thing to understand about homeschool funding in Delaware is that the state does not have an Education Savings Account program, a voucher, or any direct financial assistance specifically for homeschool families. Unlike Arizona, where ESA funds can cover curriculum and materials, or West Virginia's Hope Scholarship, Delaware families pay their homeschool expenses from their own pocket with no state subsidy.

That's the honest starting point. But "no state ESA" doesn't mean there's nothing available. Delaware homeschool families access a range of funding sources — just through different channels than what's available in higher-subsidy states.

What Delaware Does and Doesn't Offer

Delaware classifies homeschools as nonpublic schools under 14 Del. Code §2703A. That classification gives homeschool families broad legal autonomy, but it also means the state treats homeschooling as a private educational choice — not one it funds directly.

The state has never passed legislation creating an ESA or education tax credit program for homeschooling. Several advocacy organizations including DHEA (Delaware Home Education Association) have monitored legislative developments, but as of 2026 no such program exists.

What this means practically: if you're moving to Delaware from a state with robust homeschool funding (Arizona, Florida, Indiana, Tennessee), expect a significant change. The financial structure here is you-pay-for-it.

Federal Tax Considerations

No federal tax deduction exists specifically for homeschool expenses. The IRS does not allow a deduction for homeschooling costs as educational expenses under current law.

Coverdell Education Savings Accounts (ESAs): These federal accounts allow tax-advantaged savings that can be used for K–12 educational expenses, including homeschool curriculum, tutoring, and educational materials. Contributions are limited to $2,000 per year per beneficiary, and there are income phase-out limits for contributors. If you started a Coverdell account when your child was young and have been contributing regularly, you may have a meaningful balance available for curriculum spending.

529 Plans (limited): Traditional 529 plans can be used for qualified K–12 tuition expenses at eligible schools up to $10,000 per year. Homeschool expenses generally don't qualify under the current federal definition — your home is not an eligible educational institution in the 529 sense. However, if you're paying for enrollment in an accredited online homeschool program, some 529 distributions may apply. Consult a tax professional before using 529 funds for homeschool costs, because non-qualified withdrawals carry penalties.

FSA/HSA connections: If your child has an IEP or documented learning differences, some therapy and specialized instruction costs may be eligible for FSA or HSA reimbursement. This is particularly relevant for families whose primary reason for homeschooling is addressing a child's learning needs.

Military Family Resources

Delaware's Dover Air Force Base creates a meaningful military homeschool community in Kent County. Military families have access to resources that civilian families don't, and these deserve specific attention.

MYCAA (My Career Advancement Account): This is for spouses, not for K–12 homeschool expenses — but military spouses pursuing continuing education while homeschooling can access these funds for their own credentials.

Installation-based resources: Dover AFB's School Liaison Officer program helps military families navigate educational transitions, including homeschooling across PCS moves. The School Liaison Office can connect families with resources specific to military homeschoolers, including curriculum loan programs and connections to on-base activity programs.

Military OneSource: Provides educational counseling services for military families. Their consultants have experience with homeschooling across multiple states and can help families understand their options when moving to Delaware or leaving Dover AFB.

Post-9/11 GI Bill: Covers college tuition for veterans and, in some transfer scenarios, for dependents. While not a K–12 homeschool funding source, it's relevant for military families thinking about how their homeschooled child will access higher education — the SEED Scholarship (covering DTCC) and Inspire Scholarship (covering Delaware State University) can stack with GI Bill benefits in some circumstances.

Co-op Scholarship Funds

Some of Delaware's established homeschool co-ops maintain small scholarship funds for member families who face hardship. These aren't formal grants — they're community support mechanisms, and the amounts are modest. But if a co-op you want to join has a fee structure that's a barrier, it's worth asking directly whether assistance is available. Many co-op boards would rather help a family join than lose potential members.

DHEA is the best starting point for finding which co-ops and organizations have any kind of need-based assistance. The formal application processes are minimal — often just a conversation with a board member.

Curriculum Cost Reduction Strategies

Since Delaware has no state funding, the practical emphasis shifts to reducing costs within your own budget. Delaware families generally use the following approaches:

Free curriculum: Delaware homeschoolers use free programs extensively. Easy Peasy All-in-One Homeschool (the most-searched free curriculum online, with 33,000 monthly searches) provides a full K–12 curriculum at no cost. Khan Academy covers math, science, history, and test prep comprehensively. These programs cost nothing and are used by thousands of Delaware families.

Public library access: Delaware's public library system provides free access to digital resources, including Hoopla, Libby/OverDrive, and various educational databases. The Delaware Division of Libraries' library card is free to Delaware residents and provides access to a significant collection of educational materials without any expense.

Interlibrary loan: For curriculum texts and reference materials, interlibrary loan means you don't need to purchase every book you use. Delaware libraries participate in the statewide Delaware Library Catalog network.

Curriculum swaps and used markets: Facebook groups for Delaware homeschoolers regularly feature curriculum swap posts and used material sales. A full year of a structured curriculum program purchased used for $40–60 versus the $300+ retail cost is a meaningful difference.

Co-op cost sharing: When families form a co-op, instructional costs divide across multiple families. A science lab supply kit shared among eight families costs a fraction of what one family would spend individually.

Delaware Scholarship Programs for Homeschool Graduates

While these aren't homeschool funding sources in the K–12 sense, they're financially significant for families planning ahead:

SEED Scholarship: Covers Delaware Technical and Community College tuition for Delaware residents with a 2.5 GPA. Homeschool graduates are eligible. For a family that has paid out of pocket for K–12 homeschooling, SEED represents a significant offset at the post-secondary stage.

Inspire Scholarship: Covers full tuition at Delaware State University for eligible Delaware residents with a 2.75 GPA. Homeschool graduates can qualify — but documentation matters. A clear transcript with a credible GPA is what the scholarship review requires.

Both programs reward academic achievement over the prior institution type. A homeschool graduate with well-documented grades and strong test scores is in a competitive position for both awards.

Planning for the Real Costs

Homeschooling in Delaware typically costs $500–2,500 per year for a family using mid-range curriculum, depending on subject choices and how much they leverage free resources. Families using premium all-in-one programs or significant co-op enrollment can spend more. Families running primarily on free resources (Easy Peasy, Khan Academy, library materials) can get the number considerably lower.

The investment in a clean legal start — properly filing with DDOE's EdAccess portal and notifying your school district — protects the rest of what you spend. Families who homeschool without completing the dual-notification process sometimes face truancy complications that cost more in time and stress than any curriculum purchase.

The Delaware Legal Withdrawal Blueprint covers the full notification process so you start on solid legal footing. Once that foundation is in place, the curriculum and community decisions are yours to make without interference.

See more United States homeschool guides →